When they have nothing better to do, college students Billie Santiago and Carlos Angeles enjoy imagining what their lives will be like five years into the future. It's never serious—just a whole lot of teasing and poking fun at each other. Until blindingly handsome, PR professional Iñigo Antonio saunters into the university bookstore where Billie works. All of a sudden, she finds herself face to face with the physical manifestation of the very dream she tells Carlos about.

Captivated by Iñigo's magnetic personality, Billie is lured into his dazzlingly glamorous world—much to Carlos's frustration. But as Billie notices Iñigo might not be playing by the rules, Carlos begs her to stay away from him. When Billie doesn't listen, she realizes too late that she is in over her head and it may take a miracle (or a boy who cares deeply about her) to help get her out of it.